Introduction

These Terms of Service ("Terms") govern your access to and use of the Kredelity platform, including all products, features, and services offered. By signing up or participating in any investment or financial plan through our platform, you agree to be bound by these Terms.

Eligibility and Registration

To access our services, you must be at least 18 years old. During registration, you are required to provide accurate personal information including your full name, phone number, WhatsApp number, email address, gender, and country. Providing false information may result in account termination.

Information We Collect

We collect the following types of information:

• Personal Information: Data such as your name, phone number, WhatsApp number, email address, and country, which you voluntarily provide through registration, contact forms, or support requests.

• Non-Personal Information: Technical data including device type, browser version, IP address, and platform usage behavior—collected automatically via cookies and analytics tools.

Use of Information

Your data may be used to:

• Provide access to the Kredelity platform and its features.
• Process your investment-related transactions and requests.
• Communicate investment updates, promotions, and announcements via email or WhatsApp.
• Improve platform functionality and personalize your user experience.
• Comply with legal and regulatory obligations.

Investment Disclaimer

All investments carry inherent risks. Past performance does not guarantee future results. By using our services, you acknowledge that you understand the risks and that Kredelity is not liable for any loss or damages arising from investment activities.

Payment and Payout Policy

All deposits must be made strictly in USDT (TRC20 network) to the official wallet address provided. Payments made in any other token or network may not be recognized or refunded.

Payouts are processed based on the investment plan chosen. Accurate wallet details must be provided during registration. Kredelity is not responsible for failed withdrawals due to incorrect or outdated wallet information.

Data Sharing

We only share your personal data with trusted partners who help operate our platform, and only under strict confidentiality agreements. We do not sell or rent your information to third parties.

Data Retention

Your data will be retained only for as long as necessary to fulfill its purpose or as required by applicable laws and regulations.

Security Measures

We adopt industry best practices, including SSL encryption, access controls, and regular security audits, to safeguard your data. However, no system can be guaranteed 100% secure.

Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, in cases of policy violations, suspected fraud, or misuse of the platform.

Modifications

We may update these Terms from time to time. Significant changes will be posted on our platform, and continued use of the services constitutes acceptance of the revised Terms.

Contact Us

If you have questions about these Terms or need support, you can contact us directly via the platform or through our official WhatsApp channel.

Disclaimer: This document is for informational purposes and may not reflect full legal compliance in all jurisdictions. We advise consulting a legal professional for region-specific advice.